Lendbox

Lendbox is an RBI-regulated peer-to-peer, or P2P, lending platform that enables retail lenders to lend directly to borrowers through a digital marketplace. Users can open an account, review borrower categories based on risk, loan tenure and other parameters, and deploy funds according to their preferred risk profile. Lendbox provides portfolio tracking and repayment-based payouts through its app, while using credit assessment and borrower-risk categorisation to support lending decisions. Founded in 2015 and headquartered in New Delhi, Lendbox also works with wealth partners that offer its lending products to their clients.